Your rights in dealing with creditors and the restrictions on actions taken by debt collectors are covered by the
federal law called the Fair Debt Collection Practices Act ("FDCPA").
You may download a copy of the FDCPA here (pdf format)
You can get Plain English explanations to the FDCPA as well as examples of Forms and Letters to Creditors
to stop creditors cold in Plain English Seminars on
Dealing with Creditors
and
Complete Guide to Personal Credit
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Fair Debt Collection Practices Act
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